Case studies | RBS

Making sense of money Through MoneySense, our flagship financial education programme for 5-18 year olds, we have helped over 6.5 million young people to be more financially aware. During 2018, our employees helped over 77,000 young people learn about money through our MoneySense volunteer workshops in schools.

Money management is an essential life skill that, prepares young people for adult life as well as contributing positively to communities and wider society.

In a fast-changing, digital world it’s important that young people have the skills, knowledge, and confidence to manage their money well. MoneySense goes beyond the basics of budgeting and saving, with curriculum-based lessons that also explore fraud and scams, the connection between unmanageable debt and negative emotions and the dangers of money muling.

The programme won Gold for Best Educational Programme at the Corporate Engagement Awards in 2018 and, as MoneySense enters its 25th year, we are proud of the difference it’s making to young people and our communities.
 

Kyle Chivers had a difficult start to life before starting his animation, video and virtual reality production company – Firethought – with support from The Prince’s Trust.
 

Kyle said “I’d tried various avenues before The Prince’s Trust Enterprise programme, and although it was 60 miles away from home, it was very much worth my while going. I live in a rurally isolated area and wanted to create Firethought, an accessible animation, video and virtual reality production company that would fill the gap between established regional companies and city-based young visionaries”.
 

Using a Prince’s Trust Will it Work grant – he bought 3D photogrammetry software to help diversify his offering and subsequently secured a contract providing accident scene reconstruction services for a law firm.
 

“Despite living in a seasonal, tourism centric locality; I have diversified the company into Manufacturing and Security contracts. I am working with a multinational security firm on promotional and product documentation for a revolutionary biometric body worn video system.”

Landing a green deal NatWest Markets played an active role in the issuance of a landmark Green bond by Royal Schiphol Group, which issued its first ever Green bond. This raised EUR 500million, a first for a European airport.

These proceeds will go towards funding a portfolio of eligible environmental projects to improve energy efficiency. There will also be investment in new environmentally friendly forms of transportation at Amsterdam Schiphol Airport.

This sector may not seem the most obvious one for a green bond issuance. But this is part of an increasing trend of clients wanting to contribute to climate action. NatWest Markets will continue to help clients transition to a lower carbon economy.

Vianney Heeren, Corporate Treasurer says: "The transaction reflects Schiphol’s ambition to be the most sustainable airport. Proceeds of the bond issue will be used to invest in clean transportation and green buildings. NatWest Markets did an outstanding job in making this deal a success.”
 

Wind strength increasing The demand for home-grown renewable energy continues to grow. Which is why Triton Knoll Offshore Wind Farm Ltd matters. With up to 90 wind turbines providing a total installed capacity of circa. 860MW, it will be capable of supplying the equivalent of over 800,000 UK households with renewable electricity a year.

Situated off the Lincolnshire coast, this consented wind farm is owned by a group of companies, with Innogy Renewables UK managing the construction, operation and maintenance works on behalf of the project partners.

Total planned investment amounts to around £2 billion. NatWest participated in financing as part of a 15-bank lending syndicate, NatWest Markets provided risk management solutions to Innogy to address interest rate and foreign exchange risks. We are market leaders in this growing sector. This project is one of six offshore wind farms that we have financed in the UK in the past 2 years.