Please read this disclaimer: The Skilled Person and Deloitte have excluded liability to avoid having potential liability to an unlimited number of people. Without this exclusion, neither the Skilled Person nor Deloitte would be able to do this work. If any readers are concerned with the content of the Scheme Report or any part of the Skilled Person’s analysis they should take advice and raise the matter with the Court of Session. If any reader considers that they may be adversely affected by the Scheme they are able to lodge formal written objections with the Court of Session, or object informally in writing. Advice on how to do this can be found here. By clicking on the link to download any of these documents you acknowledge that you have read and understood this exclusion of liability.