Business lending: deals of the month
Each month we profile five of the key deals supported by RBS and NatWest business teams around the UK.
06 May 2014

Abdul Sadek, NatWest business manager in Oxford, and Bluey Richards, owner of the Pie Emporium
Rotary Watches
Location
London
Amount Lent
Substantial funding through the Government’s Funding for Lending scheme and RBS Invoice Finance.
Key Individuals involved
Gary Williams, Finance Director at the Dreyfuss Group, Rotary’s parent company, and Jonathan Coates, Relationship Director in NatWest’s Special Sectors team
Why
Dreyfuss Group needed working capital to underpin its four year sponsorship deal with Chelsea Football Club, which sees it become the Global Official Timekeeper for the Premier League team. Rotary views the sponsorship as an opportunity to grow its exports by 60% in 2014, tapping into Chelsea’s 500m supporters worldwide
Vistec Systems
Location
Crawley
Amount lent
£225,000
Key individuals involved
Dean Hawkins, Director of Vistec Systems, and Geoff Turtle, Senior Relationship Manager at the Crawley NatWest branch
Why
To enable the security systems company to expand its headquarters, following a doubling in growth year on year and turnover rising to more than £3m. The £225,000 commercial mortgage enabled Vistec to buy the freehold of its existing premises and the unit next door
The Pie Emporium
Location
Oxford
Amount lent
£30,000
Key individuals involved
Bluey Richards, owner of the Pie Emporium, and Abdul Sadek, NatWest business manager in Oxford
Why
The restaurant’s trade was hit just a few weeks after launch when flooding prevented potential customers from coming into Oxford. Bluey and her husband Stewart borrowed the £30,000 interest free for three months from the NatWest Storm Business Fund to help with cash flow
Industrial Site Maintenance
Location
Hannington, Northamptonshire
Amount lent
A six figure package comprising of a NatWest loan backed by the Governments Enterprise Finance Guarantee Scheme and working capital support from RBS Invoice Finance.
Key individuals involved
Angus McFadzean, managing director of Industrial Site Maintenance, and John Luxton, relationship director for NatWest.
Why
To continue growing, the company must invest in the latest machinery, train its workforce and recruit high quality staff. Using the NatWest funding, the company plans to create 40 new jobs and expects a 38% revenue boost over a four year period.
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