RBS lending by postcode


RBS lending by postcode

Along with the British Bankers’ Association, The Council of Mortgage Lenders and other major UK banks, RBS is publishing detailed local lending data for businesses and households across Great Britain as agreed with the UK Government.

This is the first time granular detail on the stock of lending by UK banks has been publicly available. Publication of this data is intended to provide greater transparency and help provide a rich picture of the borrowing landscape across the country.

The stock of lending data is available for mortgage lending, loans to personal customers and small and medium-sized firms (SMEs). It has been broken down by 120 postcode areas across Great Britain and over 9,000 postcode sectors. Our drive for transparency is balanced with ensuring our customers’ confidentiality; therefore, along with other banks we have withheld postcode sector data which would risk disclosure of our customers’ borrowing.

RBS has an obligation to do everything we can to support the British economy. RBS is well positioned to support lending growth as customer demand increases; and this year there are good early indicators of increasing customer confidence in both our retail and corporate businesses.

RBS has a broad SME customer base across GB

RBS is the largest SME lender in Great Britain with over £35 billion of lending. We are committed to making it easier for businesses to deal with us. We need to help businesses throughout the country to invest for the future, to create jobs, to export to new markets, to grow to their full potential. We support SMEs across the country with substantial amounts of lending in every one of the 120 postcode area geographies ranging from Birmingham to the Outer Hebrides. The SME borrowing landscape across Great Britain broadly reflects the distribution of economic or business activity across the country.

RBS SME lending balances by postcode area, June 2013

Data source © 2011 Tom Tom contains Ordinance Survey data © Crown copyright and database right 2011. Ordnance Survey of Northern Ireland © CACI Limited 2013

Downloads

The excel files below provide detailed postcode area and postcode sector by each of the lending streams for RBS and Natwest. The Excel files also provide an explanation of what the data represents and how to interpret it:

Data source © 2011 Tom Tom contains Ordinance Survey data © Crown copyright and database right 2011. Ordnance Survey of Northern Ireland © CACI Limited 2013

RBS provides personal loans to customers across GB

RBS has over £6 billion of loans to personal customers. This lending typically represents smaller unsecured loans which average around £8,000 across all products. We provide personal loans to customers in all of the UK’s 120 postcode area geographies.

RBS personal lending balances by postcode area, June 2013

Data source © 2011 Tom Tom contains Ordnance Survey data © Crown copyright and database right 2011. Ordnance Survey of Northern Ireland © CACI Limited 2013

RBS helps homebuyers across GB

RBS is committed to supporting UK customers in buying their first home, moving to a bigger home as their families grow and saving money on their mortgages. We have helped our customers with almost £98 billion of mortgage lending spread across Great Britain. We support homebuyers and homeowners with large amounts of mortgage lending in all 120 postcode area geographies ranging from the Lerwick to Truro. The distribution of our mortgage lending across the country broadly reflects the distribution of population and housing stock.

RBS mortgage lending balances by postcode area, June 2013

Latest news

Set Tab for lightbox