GRG Complaints Process

Complaints Process for customers in GRG

The GRG complaints process closed on 22 October 2018.

Should you still wish to make a complaint, details of how you can do this can be found below. Please note that any complaint now submitted will be reviewed by the bank’s Complaints Centre and there is no option of appeal to the Independent Third Party.

Background information on the GRG complaints process.

The complaints process opened in November 2016 when the bank provisioned £400m for payments to customers to cover both the complaints process and the Automatic Refund of Complex Fees.

The Automatic Refund of Complex Fees process was completed in July 2017 with offers worth £115million made to approx. 3,500 customers. By the end of 2019 an initial outcome letter had been sent to every complainant.

Our monthly progress report continues to detail our progress with managing complaints and their outcomes, including progress on claims for consequential loss.

These sections accessed below contain information on:

  • Progress to date
  • Principles and process for consequential loss claims
  • The Independent Third Party, including the appeal process & ITP Quarterly Reports
  • Further background information
  • Contact details for the bank’s Complaint Centre


Consequential Loss Principles

Some customers whose complaints are upheld may feel that they suffered a consequential loss which has not been adequately compensated for in the bank’s offer. In such circumstances they may submit a claim for consequential loss.

You can read our consequential loss principles here [PDF 54KB].


We have also produced a guidance note and case studies to help customers understand the different kinds of loss, below:

Consequential loss - guidance [PDF 102KB] Consequential loss - case studies [PDF 104KB]
Monthly Progress Report

Click here to view our monthly progress report, which includes complaint and consequential loss outcome and offer analysis

GRG Complaints Process & Principles

Contains a variety of information, including; our principles, FAQs on both our principles and the complaints process, customer journey through the complaints process, consequential loss principles, guidance and FAQs, our commitment to DISP, and an explanation of the bank’s Restructuring business.

The Independent Third Party: How to appeal & the ITP Reports

This section contains advice for eligible customers on making an appeal to the Independent Third Party. It also contains information on the role of the ITP, the Quarterly Reports on his assurance and appeals roles and FAQs including advice on making an appeal.      

Refund of complex fees & the background to the GRG complaints process

Here you will find information on the refund of complex fees, the GRG complaints process and previous bank accouncements.

How can I tell if I should make a complaint?

Guidance on how you can tell if you should make a complaint.


Can I still make a complaint?

How you can submit a new complaint now, and also contact the GRG complaint process regarding any existing complaint submitted.

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