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Annual Report
and Accounts 2007

Welcome to The Royal Bank of Scotland Group Annual Report and Accounts.

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    • Notes 1-5
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Notes on the accounts

  • 1. Income from trading activities
  • 2. Operating expenses
  • 3. Pension costs
  • 4. Auditors' remuneration
  • 5. Tax
  • 6. Profit attributable to other owners
  • 7. Ordinary dividends
  • 8. Profit dealt with in the accounts of the company
  • 9. Earnings per ordinary share
  • 10. Financial instruments
  • 11. Asset quality
  • 12. Past due and impaired financial assets
  • 13. Derivatives
  • 14. Debt securities
  • 15. Equity shares
  • 16. Investments in Group undertakings
  • 17. Intangible assets
  • 18. Property, plant and equipment
  • 19. Prepayments, accrued income and other assets
  • 20. Settlement balances and short positions
  • 21. Accruals, deferred income and other liabilities
  • 22. Deferred taxation
  • 23. Insurance liabilities
  • 24. Subordinated liabilities
  • 25. Minority interests
  • 26. Share capital
  • 27. Owners' equity
  • 28. Leases
  • 29. Collateral
  • 30. Securitisations and other asset transfers
  • 31. Risk management
  • 32. Capital resources
  • 33. Memorandum items
  • 34. Net cash inflow from operating activities
  • 35. Analysis of the net investment in business interests and intangible assets
  • 36. Interest received and paid
  • 37. Analysis of changes in financing during the year
  • 38. Analysis of cash and cash equivalents
  • 39. Segmental analysis
  • 40. Directors' and key management remuneration
  • 41. Transactions with directors, officers and others
  • 42. Related parties
  • 43. Post balance sheet events

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