Welcome to The Royal Bank of Scotland Group Annual Review and Summary Financial Statement.

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Selected awards

RBS Insurance

Direct Line – Most Promising New Product – Insurance

Direct Line – Best Corporate Social Responsibility Programme

ifs/Capgemini Financial Innovations Awards 2006

Direct Line – E-business Award

British Insurance Awards

Privilege – Marketing Initiative of the Year

British Insurance Awards

Churchill and Direct Line – Best Motor Insurance Provider (joint)

Churchill – Best Online Motor Insurance Provider

Churchill – Best Online Travel Insurance Provider

Direct Line – Best Pet Insurance Provider

Green Flag – Best Online Breakdown Cover Provider

2006 Your Money Awards

RBS Insurance HR – People Management Award

Chartered Institute of Personnel and Development

Direct Line – Winner of the Judges Special Award for Consumer Insight

The Financial Services Forum Awards for Marketing Effectiveness 2006

RBS Insurance IT Application Development – Business Achievement in Financial, Insurance and Professional Services

2006 British Computer Society Awards

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The Royal Bank of Scotland Group  © 2007