Welcome to The Royal Bank of Scotland Group Annual Review and Summary Financial Statement.

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Citizens Long Term Incentive Plan

Interests at 1 January 2006 Awards granted during year Benefits received during year Interests at 31 December 2006
Mr Fish LTIP awards for the 3 year periods: LTIP awards for the 3 year period: LTIP awards for the 3 year period: LTIP awards for the 3 year periods:
01.01.03 – 31.12.05 01.01.03 – 31.12.05
01.01.04 – 31.12.06 was US$1,268,747 01.01.04 – 31.12.06
01.01.05 – 31.12.07 01.01.05 – 31.12.07
01.01.06 – 31.12.08 01.01.06 – 31.12.08

Note:

(1) A new cash LTIP was approved by shareholders at the company's Annual General Meeting in April 2005. Details are given on page 48. This replaced the previous LTIP which provided for a target payment of 60% of average salary over the three year period and a maximum payment of 105% of average salary.

No variation was made to any of the terms of the plan during the year.

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