Welcome to The Royal Bank of Scotland Group Annual Review and Summary Financial Statement.

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Summary financial statement

Important note

This summary financial statement is a summary of information in the 2006 Report and Accounts (the ‘R&A'). It does not contain sufficient information to allow for a full understanding of the results of the Group and of the state of affairs of the company or of the Group. For further information, the 2006 R&A, the auditors' report on those accounts and the report of the directors should be consulted. A copy of the R&A may be obtained, free of charge, from the company's registrar at the address shown on page 60. All shareholders receive the Annual Review and Summary Financial Statement.

Shareholders who also wish to receive the R&A should complete (if they have not done so previously) the request card which accompanies this document and return it to the company's registrar.

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The Royal Bank of Scotland Group  © 2007