Welcome to The Royal Bank of Scotland Group Annual Review and Summary Financial Statement.

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Key Achievements

Women runners

Madrid Run

Women from Global Banking & Market's Madrid office joined in one of Madrid's best supported charity fun runs. Asociación Española Contra el Cancer's annual run has become one of the most popular fund raising events in the city.

  • 300 free-to-use ATMs offered to rural and deprived areas and a further 200 planned for 2007.
  • 930,800 basic bank accounts opened since the launch in 1999, with over 200,400 in 2006 alone.
  • £677 million loaned to small businesses in the 5% most deprived wards in the UK.
  • £58.6 million invested across the UK in our Community Investment programme.
  • One million schoolchildren have attended a Face2Face with Finance (F2F) lesson since the programme's re-launch in 2004.
  • 500,000 pupils will participate in F2F in 2007.
  • Citizens Financial Group gained ‘outstanding' Community Re-investment Act (CRA) rating in six states and contributed $27 million to non-profit organisations.
  • 87% of employees completed the Employee Opinion Survey in which RBS outperformed global peers in all 15 categories.
  • 24% reduction in global fraud losses in 2006.
  • Over £150 million of attempted fraud attacks thwarted as a result of new customer profiling capability.
  • £2,470 million paid to our ordinary shareholders in dividends.

Further information about Corporate Responsibility at RBS is available on our website at www.rbs.com/cr

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The Royal Bank of Scotland Group  © 2007