RBS Chairman, Sir Philip Hampton and CEO of the Money Advice Service, Tony Hobman introduce the 2010 report.
Now in year four, this independent study reveals the financial attitudes and behaviours of Britain's 12-19 year olds.
MoneySense is the RBS Group's impartial financial education programme taught since 2005 to 2 million young people.
The findings reveal the impact recession has had on young people's relationship with money showing trends from 2007 – 2010.
Test and control data demonstrate that MoneySense can make a positive difference to financial understandings and attitudes.
Young people display a desire and a need to learn about money. It is hoped these findings inform everyone with an interest in this area.
For more information about MoneySense visit rbs.co.uk/moneysense or natwest.com/moneysense