Structure of the business
The UK Personal division comprises of retail, corporate and commercial banking and wealth management services.
Serving UK corporate and commercial customers from SMEs to UK based multi nationals.
US Retail & Commercial Banking provides financial services through Citizens Financial Group. Citizens provides RBS with geographic balance, diversifies its opportunities for growth, and contributes to the Group's capital and funding ratios.
Ulster Bank provides a comprehensive range of financial services across the island of Ireland. It serves the needs of its 1.9 million personal and business customers through a network of 236 branches and has a business banking presence in every county.
The investment banking arm of the Group offers a broad range of services enabling major corporations and institutions to achieve their global financing, transaction services and risk management objectives.
Wealth Management offer banking and investment services to wealthy private and business customers in the UK and around the world. It covers RBS Coutts, Coutts & Company and Adam & Company.
The Group's supporting functions include Business Services, Human Resources, Communications, Finance and Group Strategy which supports the customer-facing operations of our brands in providing technology infrastructures, telephony support, lending and money transmission services, global purchasing reporting, budgeting and forecasting and property management.
The Group has been restructured to ensure we are better equipped to deal with the challenges facing our industry. The Restructuring and Risk division has been formed as part of this process.
It consists of
- Non-Core & Asset Protection Scheme
- Global Restructuring Group
- Group Risk
- Group Legal & Secretariat.