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Group Structure
We have the skills and experience to provide services and support and advice across five main operating divisions and a number of group functions.
Our Divisions
UK Personal
The UK Personal division comprises of retail, corporate and commercial banking and wealth management services.
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UK Corporate
Serving UK corporate and commercial customers from SMEs to UK based multi nationals.
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RBS Insurance
RBS Insurance is the UK’s number 2 general insurer and the number 1 personal lines insurer by gross written premiums. It sells and underwrites personal lines and SME insurance over the telephone and online, as well as through brokers, RBS group bank branches and partnerships.
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US Retail & Commercial Banking
US Retail & Commercial Banking provides financial services through Citizens Financial Group. Citizens provides RBS with geographic balance, diversifies its opportunities for growth, and contributes to the Group’s capital and funding ratios.
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Europe & Middle East Retail & Commercial Banking
Ulster Bank provides a comprehensive range of financial services across the island of Ireland. Its retail banking arm has a network of branches and operates in the personal, commercial and wealth management sectors, while its corporate markets operations provide services in the corporate and institutional markets.
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Global Banking & Markets
Global Banking & Markets provides banking services and integrated financial solutions to major corporations and financial institutions around the world.
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Our functions
Restructuring and Risk
The Group has been restructured to ensure we are better equipped to deal with the challenges facing our industry. The Restructuring and Risk division has been formed as part of this process.
It consists of:
- Non-Core & APS
- Global Restructuring Group
- Group Risk
- Group Legal & Secretariat
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Group Finance
We support everything from monthly reporting, budgeting and forecasting to new product launches, investment decisions, performance analysis and acquisitions.
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Supporting Functions
Supporting functions include HR, Communications, Group Strategy and Manufacturing.
Our Manufacturing function will also sit within the supporting function, will continuing to support the customer-facing operations of our brands and in providing technology infrastructures, telephony support, lending and money transmission services, global purchasing and property management.
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